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    From the current description, it's very clear that at year 3 and after the car depreciates 10% per year. I am marking this as resolved.

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    Great problem, only a minor thing; the depreciation structure explanation could maybe be a little clearer. At first glance it could be a little confusing and it may seem like on the third year on onward you are asking for an additional 10% depreciation rate increase eache year (like 30% depreciation on the third year %40 on the 4th year and so on)