because of best practices

I think thats because of js optimization. I've also tried with .every() but I found that if I don't use an index in condition function - it is NOT called twice for [25,25], js "predicts" that if first call returned true, there no need for second check for the same value. Of course workaround with using index worked but looked ugly. So I just used .reduce() instead.
Now I guess that 'bind' is also a workaround

why do you need to bind?

"If such an element is found, the every method immediately returns false. "
https://developer.mozilla.org/en-US/docs/Web/JavaScript/Reference/Global_Objects/Array/every

I don't get why the name of the clerk needs to be kept as a variable.

function Clerk(name){
  this.name = name;
  ...
}

I think instead it should be...

function Clerk(){
  ...
}
...
  var vasya = new Clerk();

I also don't get why there are 3 (edit: 2.5???) functions instead of putting all of that in 1 function.

Wow! Your decision is great! Thanks for it!

Agree with you, no offence but this looks like fancy overkill

Nice syntax solution. But why you are using every() function. Isnt it more efficient to stop after the first matched negative value ?

Thanks for your explanation a lot.
So, what you mean is that 'this' of vasya's method (if passed to the .every() just as vasya.sell) will be bound to the personInLine which, in return, will not have 'money' object inside causing an error?
If so, then I got it. But it took me some time.

Because vasya.sell is just the function ( Function Object ), unexecuted, unbound.

If you want to execute that function with this bound to vasya, you have to bind it and then later execute it, or execute the function as vasya.sell($something) in one expression.

There is a difference between .every( vasya.sell ) and .every( personInLine => vasya.sell(personInLine) ). Maybe there need not have been a difference, but there is. There's something to be said for ( and against ) both possibilities.

Isn't it a bit overcomplicated for the task? Why wrapping the solution into an object with functions is so upvoted as a best practice, where just a switch seems to be enough?

it's because there never be a situation when the clerk should give change from 100; there always less than 100. f.e 100-25 = 75

Impressive!