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    If, for example, at the end of first month the percent of loss is 1, end of second month percent of loss is 1.5, end of third month still 1.5, end of 4th month 2 and so on ...

    The statement should correct as

    If, for example, at the end of first month the percent of loss is 1.5, end of second month percent of loss is 2, end of third month still 2, end of 4th month 2.5 and so on ...

    The describtion of this question is too diffcult to understand.