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Collections are a way for you to organize kata so that you can create your own training routines. Every collection you create is public and automatically sharable with other warriors. After you have added a few kata to a collection you and others can train on the kata contained within the collection.
Get started now by creating a new collection.
So by banks logic "in a year" means in 360 days...and it means that 6 more days are coming to finish a calendar year.
If daily rate is p/36000 than how can we get a right amount in 366 days with a daily added rate? (read "360 is not equal to 366").
How is the interest added -daily, monthly, quarterly or yearly?